Target Date Fund--an excellent choice!

If you are just starting a PERA401(k), or switching to the PERA401(k), the Target Date Fund is a prudent choice. If you want to be more aggressive, simply pick a date that is further out. For example, if you plan to retire in 2045, but want to be more aggressive, you can select the 2055 fund. PERA automatically places you in the Target Date Fund closest to your 65th birthday but you can change it to any fund that you want. https://clark.com/personal-finance-credit/investing-retirement/target-date-funds/?fbclid=IwAR08HmRaTXvmz48zvv-ysyTz3vZLUHIsCkUeOMlXU1qBgjHeJzTfNG1kR2M